Listing provided courtesy of Expect RealtyMLS# 4122982MLS Provider
  • 314 days on site
  • 6 views

Welcome to 4040 Borneo Street in beautiful Bay St. Louis! Built in 2018, this 3-bedroom, 2-bath home blends modern design with coastal charm, making it ideal for full-time living, a weekend getaway, or a lucrative short-term rental opportunity. Perched along the scenic Jordan River, the home features expansive covered front and rear porches--perfect for taking in peaceful water views and unforgettable Gulf Coast sunsets. Inside, you'll find an inviting open layout with contemporary finishes that highlight the home's clean, modern feel. Additional highlights include an outdoor elevator for easy access, a spacious storage area with a shed beneath the home, and plenty of room for boats, kayaks, and all your waterfront gear. The included extra lot provides added privacy, flexibility, and long-term potential--whether you envision additional outdoor space, future building options, or simply more room to enjoy. Located in a USDA-eligible area, this property may qualify for special financing options. Whether you're searching for an income-producing investment or your own private waterfront escape, this opportunity stands out from the rest. Schedule your showing today

Source: MLS United, MLS#: 4122982

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  • Property Type
    Residential
  • Lot
    0.23 acres

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Owning this Home

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

Life at 4040 Borneo Street


Schools


School data courtesy of LiveBy, Inc.
Ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating. The schools displayed on this website are for informational purposes only and may not represent a complete or up-to-date list. School assignments are subject to change and should be verified directly with the local school district. Please contact the appropriate school district to confirm school zoning and enrollment eligibility for this property.

History

Date Event Value Agent
5/5/2026Source: MLS United Price Reduction
$370,000 -2.3%
3/25/2026Source: MLS United Price Reduction
$378,900 -0.0%
2/13/2026Source: MLS United Price Reduction
$379,000 -2.6%
10/16/2025Source: MLS United Price Reduction
$389,000 -1.5%
8/19/2025Source: MLS United Added to Database
August 19, 2025